August 30, 2010
- Do’s And Don’ts When Buying A New Home
Before you start shopping for a new home, it is important to be aware of the essential tasks that must be taken in order to make sure you get the home of your dreams at a price you can afford. To make buying a home easier, below is a list of the do’s and don’ts [...]
August 22, 2010
- Should You Rent or Buy a Home?
Home ownership is a big step, and many people worry whether they're ready to take it on. If you currently rent your house, you may wonder if you can even afford to buy a home. Just looking at real estate listings online or in the Sunday paper can make you break out in a cold [...]
August 9, 2010
- Things to Consider When Buying a House
Things to Consider When Buying a House
Buying real estate is a very challenging task because you need to ensure you are not going to be wasting your money. This is why you need to strictly follow some steps on researching before buying a property.
First, you have to find an experienced and trustworthy real estate agent [...]
July 13, 2010
- Closing on a Home? Don't Do These Things
Closing on a Home? Don't Do These Things
It's a great time to buy a home. With the real estate crash, prices are way down and mortgage rates have never been lower. But if you are not careful, a new rule recently enacted by Fannie Mae could end your homeownership dreams.
Effective June 1, Fannie Mae implemented [...]
May 31, 2010
- Home Buying Mistakes to Avoid
Home Buying Mistakes to Avoid
If you are in the market to buy a home, getting pre-approved for a mortgage is one of the first steps to buying a home. However, a pre-approval doesn’t guarantee that you will ultimately get the financing if you have any change in your circumstances between the pre-approval application date and [...]
April 27, 2010
- Lay Your Financial Base Before Buying a Home
Lay Your Financial Base Before Buying a Home
Buying a home is a major investment and you must be well-prepared, as many Americans have learned the hard way. This means laying the proper foundation, then buying a house you can comfortably afford.
You lay the foundation by creating a solid risk management program. It should include an [...]
April 19, 2010
- New House or Old House: Which is the Better Buy?
New House or Old House: Which is the Better Buy?
If you're looking for a home right now, trying to beat the April 30th tax credit deadline for home purchases, chances are you're considering a number of factors you want in your new home. Most of these concernes can be categorized into two groups - an [...]
April 11, 2010
- How to Buy a Home With Bad Credit
How to Buy a Home With Bad Credit
More people than not have bad credit these days. But that doesn't mean you can't buy a home. If you fall into the "bad credit" category, you do have options.
It’s vital that you actually look around to see what sort of credit loan options you can find. There [...]
March 4, 2010
- Why Rent When Home Prices Are So Low?
Why Rent When Home Prices Are So Low?
Mortgage rates are at record lows. Home prices are at record lows, and the federal government is offering tax credits for purchasing a home.
Why then should anyone rent?
Home prices and mortgage rates have dropped so much that the cost to own and maintain a house is only a [...]
February 20, 2010
- Buying Houses in Foreclosure
Buying Houses in Foreclosure
Buying a house in foreclosure can be the deal of a lifetime or a risky proposition. Potential home buyers are attracted by homes advertised as foreclosures available at rock-bottom prices. These 'would-be-homebuyers' hope to win the lowest bid and purchase a home, sometimes having never seen or inspected the home. This is [...]
February 17, 2010
- First Time Home Buyer Program Can Save You Money
First Time Home Buyer Program Can Save You Money
If you're renting a home, you probably can’t wait for the time when you can get a place that belongs to you. Now, thanks to first time home buyer programs, it is easier to buy your first home than you may think.
First time home buyer programs were [...]
December 28, 2009
- Is Now the Time to Buy a New Home?
Is Now the Time to Buy a New Home?
We've asked this question before. But now, with the stimulus package being offered by the federal government for first time home buyers, home sales have been increasing on a regular basis. This, coupled with some of the lowest home prices in decades, and the competitive mortgage rates hovering around [...]
December 5, 2009
- Tips for Buying a Foreclosure
Tips for Buying a Foreclosure
Foreclosures are dominating the housing market. Right now, there are 1.5 million such homes for sale, and more are expected to be available soon. That provides both opportunities and pitfalls for bargain hunters. Here are a few tips for making sure you don't get taken when buying a foreclosure.
1 - Don't [...]
November 13, 2009
- 10 Mistakes First-Time Home Buyers Make
10 Mistakes First-Time Home Buyers Make
Smart Money lists ten mistakes first-time home buyers make as follows:
1. Not knowing how much house you can afford. 2. Assuming foreclosures are great deals. 3. Letting your true feelings show. 4. Failing to find a good buyer's agent. 5. Underestimating the costs of owning a home. 6. Failing [...]
October 27, 2009
- Buying A Home vs Renting
Buying A Home vs Renting
If you're renting a home (as opposed to owning) is it cheaper, or more expensive? After all, if you're renting, you don't have repair costs, homeowner's insurance, mortgage payments, interest, and possibly private mortgage insurance.
Buying a home can also be a lot of work, keeping in mind the costs of mowing [...]
October 14, 2009
- Five Powerful Buying Strategies
Five Powerful Buying Strategies
In today's crazy Santa Clara County area real estate housing market, making rational decisions based on sound information is a must! In reality, emotions often take over, and sometimes, it's all you can do not to lose all conscientiousness when you think you have found that dream home. But [...]
October 13, 2009
- Title and Escrow Services: Shop Around
Title and Escrow Services: Shop Around
When it comes to real estate, just about everything is negotiable, so don't ever let anyone tell you that services like title insurance and closing costs (escrow services) aren't.
Title insurance companies are hired, in part, to issue title insurance protection for home buyers and lenders. Lenders [...]
September 18, 2009
- Buying a Home - Where to Start
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Buying a Home - Where to Start
Thinking of buying a home and don’t know where or how to start? What do you look for? How do you know you aren't paying too much? Was that the best deal you could have gotten for your money? How do you get the [...]
September 13, 2009
- Questions To Answer Before Buying A House
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Questions To Answer Before Buying A House
If you're buying a home for the first time you should take the time to learn something about real estate. Make sure you understand the terms of real estate contracts and mortgages. Don’t buy a home that costs more than you can afford [...]
August 28, 2009
- 2 Reasons to Buy a Home Now
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2 Reasons to Buy a Home Now
While some economists believe home prices will remain low for the foreseeable future, other buyer-friendly incentives could disappear soon. If you've been on the fence about buying a home, here are some reasons why now might be the best time ever to buy:
•Record [...]
